When you need a real estate loan, your first thought might be of going to your bank or financial institution. It’s true that banks and credit unions often have CRE loans, but qualifying for one could be difficult, especially if your credit score is low. The Small Business Administration is a valuable source for low-interest rate loans. SBA loans finance CRE, equipment, renovations, refinancing, business acquisitions, and working capital for small businesses across the country. To be eligible, you have to have been turned down by other lenders. If this sounds like you, talk to your broker about finding an SBA loan to cover the cost of your next real estate purchase. We’ll help ensure your application is complete for faster approval. While you can’t get a loan directly from the SBA, our SBA-certified lenders can give you the funding you need, as much as $5.5M or more.

Bridge loans fill a gap in the real estate market  when a business is acquiring a new building either to expand operations or to move in prior to selling their current property. Unlike a traditional bank loan, bridge loans can close in a matter of days rather than weeks or months, helping your business to move quickly. The loan is secured against the value of your real property such as your current or future building, and the goal is to bridge the period between selecting the property and securing a permanent loan for the building. Businesses can choose to sell or retain their prior property, based on their business plan.

A short term bridge, under two years, and preferably under 12 months is best. Our brokers can help you secure the ideal property before another bidder has the chance to snatch the deal away.

While buying any CRE is an investment, “investment properties” are typically income-generating properties that bring in revenue month after month. That includes hotels, office space, warehouses, retail space, multi-family housing, and mixed-use properties. When you buy an investment property, you’re looking to rent space out to other businesses or individual customers. Investment properties can be very lucrative if managed properly, but the first step is buying the building. That’s where investment property loans come in. Get a loan to buy the property first. Once your tenant payments start rolling in, you can apply them toward paying down the loan. Depending on the type of property, your investment can pay for itself over time, leaving you with extra income to grow into another investment. If you have questions about financing for investment properties, speak with our brokers. We’ll show you how easy it is to get financing at an affordable rate.